Market report

Lincoln, NE short-term rental market report (2026)

Lancaster County, Nebraska. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

43/100 Opportunity Score partial
  • RulesModerate (3/5)
  • 4-BR typical value$401K
  • FEMA riskRelatively Moderate
  • Demand drivers within 50 mi1
  • People within 300 mi11.6 million
  • ClimateSummer-peak
Data as of September 21, 2026 County figures: Lancaster County

Everything STR HUB holds on Lincoln, NE in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Lincoln?

3/5 Moderate

Lincoln's short-term rental rules rate 3 out of 5 (Moderate), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person. Treat it as provisional.

Short-term rental rules on file for Lincoln, NE
RuleWhat we hold on file
JurisdictionCity of Lincoln (Building & Safety Dept.)
Permit or licenceShort-Term Rental License through Lincoln Building & Safety; subject to a zoning conditional-use check under Lincoln Zoning Code §27.02.200, §27.06.070, and §27.62.040(c)(1-5), plus Lincoln Municipal Code Ch. 5.39.
Permit fee$250 per year, per rental unit.
Occupancy limit2 guests per sleeping area, up to a maximum of 12 guests.
Lodging and sales taxes5.5% Nebraska state sales tax + 1% state lodging tax + local Lincoln/Lancaster County lodging tax (rate not confirmed).

Rules for Lincoln last verified September 20, 2026. Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

Lincoln enacted its short-term rental ordinance in June 2021, creating a legal licensing process for STRs within city limits (Lincoln Municipal Code Ch. 5.39).

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in Lancaster County

Typical 4-bedroom home
$401,180
Nebraska statewide: $387K
Typical home, all sizes
$302,026
Nebraska statewide: $281K
One-year change, all homes
+3.1%
Nebraska statewide: +3.1%

Zillow Home Value Index: county-wide typical values for Lancaster County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
1.60%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$6,435
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$4,844
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$121
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 50 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

One demand driver sits within 50 miles of Lincoln. Ordered by published attendance. Attendance appears only where a source publishes it.

Attractions

  • Omaha's Henry Doorly Zoo and Aquarium
    aquarium or zoo · Omaha, NE · 49 mi from Lincoln
    When
    Year-round, with large indoor jungle, desert and aquarium buildings; summer is busiest.
    Attendance
    2,000,000 (Wikipedia (Omaha's Henry Doorly Zoo and Aquarium infobox): "2+ million" annual visitors.)
    STR angle
    Nebraska's leading visitor attraction, with large indoor exhibits that make it workable in winter. June overlaps with the College World Series (already in the dataset), so family houses in Omaha and Council Bluffs see both.

When they come

Summer-peak climate: May to September is comfortable and December to February highs average under 45°F. 7 of 12 months have an average high between 60°F and 88°F, and 1 month averages six inches or more of snow. Warmest month: July (average high 87°F). Coldest: February (average low 16°F).

  1. Jan36°20°ColdSnow
  2. Feb36°16°Cold
  3. Mar51°31°Cool
  4. Apr63°41°Comfortable
  5. May73°54°Comfortable
  6. Jun86°65°Comfortable
  7. Jul87°69°Comfortable
  8. Aug86°68°Comfortable
  9. Sep81°62°Comfortable
  10. Oct64°45°Comfortable
  11. Nov52°34°Cool
  12. Dec42°25°Cold
Monthly climate normals for Lincoln, NE
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)363651637386878681645242
Average low (°F)201631415465696862453425
Precipitation (in)1.41.02.61.55.04.12.91.81.82.31.01.2
Snowfall (in)7.44.72.51.50.00.00.00.00.00.61.43.1
Sunshine (hours a day)6.48.37.910.09.813.212.811.710.68.67.66.9

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
3.1 million
roughly a 2.5 to 3 hour drive
People within 300 miles
11.6 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Lincoln, NE
CountyPopulation
Douglas County, NE582,638
Lancaster County, NE322,063
Sarpy County, NE191,272

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively Moderate
overall rating for Lancaster County
Risk score
90.7
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Tornado, Hail
of the hazards we track for Lancaster County
FEMA National Risk Index hazard ratings for Lancaster County
HazardFEMA ratingScore (0-100)
HailRelatively High98.8
TornadoRelatively High98.8
Winter weatherVery High98.0
WildfireRelatively Moderate93.7
River floodingRelatively Moderate85.5
EarthquakeVery Low40.8
HurricaneNo Rating0.0

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. FEMA does not model coastal flooding for this county, which is not the same as zero risk. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Lancaster County

Vacation-home share
0.6%
Nebraska statewide: 1.8%
Homes with 4+ bedrooms
24.3%
Nebraska statewide: 25.7%
Jobs in tourism industries
7.4%
Nebraska statewide: 7.3%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Lincoln pin

Amenity score
80
of 100, relative to the other tracked markets
Restaurants, cafes and bars
362
Attractions
29
Outdoor features
623
Hotels, motels and resorts
65
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Lincoln's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Nebraska, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Lincoln on the map

Open Lincoln on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Lincoln STR questions, answered from the data

Is Airbnb legal in Lincoln?

STR HUB rates Lincoln's short-term rental rules 3/5 (Moderate) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Permit rule on file: Short-Term Rental License through Lincoln Building & Safety; subject to a zoning conditional-use check under Lincoln Zoning Code §27.02.200, §27.06.070, and §27.62.040(c)(1-5), plus Lincoln Municipal Code Ch. 5.39. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Lincoln?

The typical 4-bedroom home in Lancaster County is valued at $401,180 (Zillow Home Value Index), and the typical home of any size at $302,026, with all-home values up 3.1% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Lincoln?

One demand driver sits within 50 miles of Lincoln: Omaha's Henry Doorly Zoo and Aquarium (2,000,000 published attendance). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Lincoln?

FEMA's National Risk Index rates Lancaster County "Relatively Moderate" overall, with a score of 90.7 out of 100 (a national percentile). The highest-scoring hazards we track there are tornado and hail. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Lincoln?

7 of 12 months have an average high between 60°F and 88°F (April, May, June, July, August, September and October). Summer-peak climate: May to September is comfortable and December to February highs average under 45°F. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research (official source: lincoln.ne.gov).
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Lancaster County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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