Market report

Catskill, NY short-term rental market report (2026)

Greene County, New York. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

44/100 Opportunity Score partial
  • RulesModerate (3/5)
  • 4-BR typical value$463K
  • FEMA riskRelatively Low
  • Demand drivers within 50 mi7
  • People within 300 mi63.5 million
  • ClimateSki-plus-summer
Data as of September 21, 2026 County figures: Greene County

Everything STR HUB holds on Catskill, NY in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Catskill?

3/5 Moderate

Catskill's short-term rental rules rate 3 out of 5 (Moderate), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person. Treat it as provisional.

Short-term rental rules on file for Catskill, NY
RuleWhat we hold on file
JurisdictionTown of Catskill (Local Law No. 1-2022, Town Code Chapter 133)
Permit or licenceShort-Term Rental Permit under Town Code Chapter 133 (Local Law No. 1-2022, adopted April 20, 2022); required for any dwelling unit used as an STR; includes safety inspection.
Permit feeReported as $500 per unit for initial permit and $200 per unit for renewal (secondary-source aggregation; verify with Town Code Enforcement).
Owner occupancyNot required, but non-owner-occupied STRs must designate a local host reachable by phone at all times the unit is occupied and able to reach the property within 30 minutes by car.
Occupancy limitReported as roughly 2 persons per bedroom plus 2 additional per unit (secondary-source aggregation, not independently confirmed against the primary code text).
Lodging and sales taxesStatewide 4% NYS sales tax on STR occupancy (platform-collected) plus applicable Greene County lodging/occupancy tax (rate not independently confirmed).
Status: Neighboring Town of Windham drafted a much stricter STR law in 2020 (proposed permit cap of 150 total for Windham/Hensonville/Maplecrest) but withdrew it in November 2020 after community pushback and currently has NO STR permit requirement at all — rules vary sharply between adjacent Catskills towns; do not assume Catskill's regime applies elsewhere in the region.

Rules for Catskill last verified September 20, 2026. Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

The Town of Catskill adopted a dedicated short-term rental law (Local Law No. 1-2022) on April 20, 2022, requiring a permit for any dwelling unit used as an STR.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in Greene County

Typical 4-bedroom home
$463,488
New York statewide: $581K
Typical home, all sizes
$370,743
New York statewide: $527K
One-year change, all homes
+3.5%
New York statewide: +5.6%

Zillow Home Value Index: county-wide typical values for Greene County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
1.76%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$8,176
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$6,540
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$129
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 47 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

7 demand drivers sit within 50 miles of Catskill. Ordered by published attendance. Attendance appears only where a source publishes it.

Outdoor activities

  • The Gunks (Shawangunk Ridge, New Paltz)
    climbing · New Paltz, NY · 37 mi from Catskill
    When
    Spring through fall, with a fall-foliage peak.
    Attendance
    50,000 (Wikipedia says the Mohonk Preserve hosts 50,000 climbers each year; total preserve visitation is not given.)
    STR angle
    The premier climbing area within reach of New York City also draws hikers, cyclists and leaf-peepers. Houses in Gardiner and New Paltz with views of the ridge rent for weekends nearly year-round.
  • Hunter Mountain & Windham (Catskills skiing)
    skiing · Hunter, NY · 19 mi from Catskill
    When
    Winter ski season, roughly December through March, heavily weekend- and holiday-driven.
    STR angle
    Among the closest big-vertical skiing to New York City, so weekends fill. Group-friendly chalets and A-frames with hot tubs and fire pits rent in winter and again for summer and fall Catskills hiking.
  • Jiminy Peak
    skiing · Hancock, MA · 37 mi from Catskill
    When
    Winter ski season, roughly December through March, heavily weekend- and holiday-driven.
    STR angle
    Adds winter weekends to a Berkshires market otherwise driven by summer culture and foliage. Slope-side condos and nearby farmhouses serve Boston, Albany and New York guests.

Landmarks

  • Hyde Park Estates — Vanderbilt Mansion & Home of FDR
    historic mansion · Hyde Park, NY · 29 mi from Catskill
    When
    Year-round; busiest months by 2025 NPS recreation visits were Jul, May, Aug.
    Attendance
    295,040 (NPS recreation visits, full calendar year 2025 — Vanderbilt Mansion NHS only; the neighbouring Home of Franklin D. Roosevelt NHS recorded 101,927 visits in 2025 and is counted separately)
    STR angle
    The Hyde Park estates, the Culinary Institute and Walkway Over the Hudson make a ready two-night Hudson Valley trip for New York City couples, heaviest from late spring through foliage. Rhinebeck-area houses with character command the best rates; stays are weekend-centred.
  • Olana State Historic Site
    historic mansion · Hudson, NY · 2 mi from Catskill
    When
    Year-round grounds; house tours and visitation peak summer through foliage season.
    Attendance
    200,000 (Wikipedia: "Olana receives approximately 200,000 visitors per year as of 2026." A new visitor centre opened in 2024 ahead of Frederic Church's 2026 bicentennial.)
    STR angle
    Olana is the headline sight for the Hudson/Catskill art-and-antiques weekend, a market driven by New York City couples on two- to three-night stays. Design-forward houses near Warren Street or with Hudson River or Catskill views are what this guest pays up for.
  • Berkshire Cottages — The Mount & Naumkeag
    historic mansion · Lenox, MA · 31 mi from Catskill
    When
    House-museum season runs roughly May to October; summer and foliage weekends peak.
    Attendance
    50,000 (The Mount only: Wikipedia states it welcomes "over 50,000 visitors each year" (undated). No figure found for Naumkeag.)
    STR angle
    Gilded Age estates anchor a summer arts-and-gardens trip for older, higher-spending couples from New York and Boston who stay a long weekend. Character houses within a short drive of Lenox and Stockbridge fit the guest; winter demand depends on skiing, not the mansions.
  • Hancock Shaker Village
    living history · Pittsfield, MA · 31 mi from Catskill
    When
    Seasonal (spring to fall); summer and foliage season are busiest.
    STR angle
    One stop on the Berkshires cultural circuit rather than a stand-alone reason to book, so it supports the same summer and foliage rental season as Tanglewood and the Lenox estates. Couples and small groups staying two to four nights are the core guest.

When they come

Ski-plus-summer climate: at least three months bring six inches or more of snowfall, and May to September is comfortable. 6 of 12 months have an average high between 60°F and 88°F, and 4 months average six inches or more of snow. Warmest month: July (average high 85°F). Coldest: January (average low 23°F).

  1. Jan37°23°ColdSnow
  2. Feb40°23°ColdSnow
  3. Mar49°30°CoolSnow
  4. Apr59°40°Cool
  5. May70°49°Comfortable
  6. Jun80°60°Comfortable
  7. Jul85°67°Comfortable
  8. Aug84°65°Comfortable
  9. Sep75°58°Comfortable
  10. Oct64°48°Comfortable
  11. Nov51°35°Cool
  12. Dec42°29°ColdSnow
Monthly climate normals for Catskill, NY
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)374049597080858475645142
Average low (°F)232330404960676558483529
Precipitation (in)2.82.93.44.92.93.44.13.15.25.33.14.9
Snowfall (in)7.48.37.80.80.10.00.00.00.00.21.27.1
Sunshine (hours a day)5.46.27.98.310.411.011.211.09.27.06.64.8

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
37.0 million
roughly a 2.5 to 3 hour drive
People within 300 miles
63.5 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Catskill, NY
CountyPopulation
Kings County, NY2,679,620
Queens County, NY2,360,826
New York County, NY1,645,867

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively Low
overall rating for Greene County
Risk score
68.3
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
River flooding, Hurricane
of the hazards we track for Greene County
FEMA National Risk Index hazard ratings for Greene County
HazardFEMA ratingScore (0-100)
River floodingRelatively Moderate81.8
HurricaneRelatively Low81.4
EarthquakeVery Low54.6
TornadoRelatively Low54.5
HailRelatively Low47.6
Winter weatherRelatively Low35.3
Coastal floodingVery Low19.0
WildfireVery Low18.9

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Greene County

Vacation-home share
31.2%
New York statewide: 3.7%
Homes with 4+ bedrooms
20.1%
New York statewide: 18.1%
Jobs in tourism industries
11.8%
New York statewide: 8.6%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Catskill pin

Amenity score
63
of 100, relative to the other tracked markets
Restaurants, cafes and bars
67
Attractions
39
Outdoor features
70
Hotels, motels and resorts
24
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Catskill's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from New York, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Catskill on the map

Open Catskill on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Catskill STR questions, answered from the data

Is Airbnb legal in Catskill?

STR HUB rates Catskill's short-term rental rules 3/5 (Moderate) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Permit rule on file: Short-Term Rental Permit under Town Code Chapter 133 (Local Law No. 1-2022, adopted April 20, 2022); required for any dwelling unit used as an STR; includes safety inspection. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Catskill?

The typical 4-bedroom home in Greene County is valued at $463,488 (Zillow Home Value Index), and the typical home of any size at $370,743, with all-home values up 3.5% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Catskill?

7 demand drivers sit within 50 miles of Catskill, including Hyde Park Estates — Vanderbilt Mansion & Home of FDR (295,040 published attendance), Olana State Historic Site (200,000 published attendance) and Berkshire Cottages — The Mount & Naumkeag (50,000 published attendance). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Catskill?

FEMA's National Risk Index rates Greene County "Relatively Low" overall, with a score of 68.3 out of 100 (a national percentile). The highest-scoring hazards we track there are river flooding and hurricane. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Catskill?

6 of 12 months have an average high between 60°F and 88°F (May, June, July, August, September and October). Ski-plus-summer climate: at least three months bring six inches or more of snowfall, and May to September is comfortable. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research (official source: townofcatskillny.gov).
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Greene County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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