Market report

Lake Geneva, WI short-term rental market report (2026)

Walworth County, Wisconsin. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

39/100 Opportunity Score partial
  • RulesStrict (4/5)
  • 4-BR typical value$562K
  • FEMA riskRelatively Low
  • Demand drivers within 50 mi2
  • People within 300 mi43.4 million
  • ClimateSki-plus-summer
Data as of September 21, 2026 County figures: Walworth County

Everything STR HUB holds on Lake Geneva, WI in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Lake Geneva?

4/5 Strict

Lake Geneva's short-term rental rules rate 4 out of 5 (Strict), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person (evidence confidence: high). Treat it as provisional.

What the rating rests on: STRs are allowed only in specific zoning districts deemed appropriate for transient lodging; many residential areas prohibit them.

Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Tightening. The rules we hold report a recent or pending change.

In December 2025 the City Council voted to raise the annual city STR license fee to $1,400, up from $750, to fund a dedicated STR and code enforcement officer and continued monitoring software.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in Walworth County

Typical 4-bedroom home
$561,923
Wisconsin statewide: $435K
Typical home, all sizes
$411,444
Wisconsin statewide: $340K
One-year change, all homes
+4.4%
Wisconsin statewide: +5.1%

Zillow Home Value Index: county-wide typical values for Walworth County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
1.53%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$8,581
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$6,283
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$76
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 56 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

2 demand drivers sit within 50 miles of Lake Geneva. Ordered by published attendance. Attendance appears only where a source publishes it.

Events

  • Summerfest
    festival · Milwaukee, WI · 41 mi from Lake Geneva
    When
    Late June into early July across three weekends (9 days total, including July 4th)
    Attendance
    555,925 (555,925 attendees (2024, per Wikipedia).)
    STR angle
    Nine days spread across three weekends drives a sustained (not just weekend) lodging surge in downtown Milwaukee each summer.

Attractions

  • Chicago Bears new stadium (Arlington Heights / Hammond IN)
    stadium district · Arlington Heights, IL · 42 mi from Lake Geneva
    When
    Seasonal (NFL season)
    STR angle
    Unresolved location risk: investors should not assume Arlington Heights is the eventual site - a Hammond, IN relocation is now reportedly under active consideration, which would shift any new lodging-demand halo to a different state entirely.

When they come

Ski-plus-summer climate: at least three months bring six inches or more of snowfall, and May to September is comfortable. 5 of 12 months have an average high between 60°F and 88°F, and 3 months average six inches or more of snow. Warmest month: July (average high 83°F). Coldest: February (average low 15°F).

  1. Jan30°16°ColdSnow
  2. Feb32°15°ColdSnow
  3. Mar46°28°Cool
  4. Apr56°37°Cool
  5. May68°48°Comfortable
  6. Jun79°59°ComfortableEvent
  7. Jul83°65°ComfortableEvent
  8. Aug81°64°Comfortable
  9. Sep74°58°Comfortable
  10. Oct59°45°Cool
  11. Nov46°32°Cool
  12. Dec38°25°ColdSnow
Monthly climate normals and event months for Lake Geneva, WI
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)303246566879838174594638
Average low (°F)161528374859656458453225
Precipitation (in)2.12.33.04.44.33.53.33.73.13.71.72.4
Snowfall (in)11.07.15.03.30.10.00.00.00.01.12.77.3
Sunshine (hours a day)4.76.77.48.39.611.512.011.49.07.16.45.0
Event monthNoNoNoNoNoYesYesNoNoNoNoNo

Event months within 50 miles

  • June: Summerfest
  • July: Summerfest

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. Event months come from the demand drivers listed above. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
18.5 million
roughly a 2.5 to 3 hour drive
People within 300 miles
43.4 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Lake Geneva, WI
CountyPopulation
Cook County, IL5,225,367
Milwaukee County, WI933,063
DuPage County, IL930,559

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively Low
overall rating for Walworth County
Risk score
74.8
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Hail, Tornado
of the hazards we track for Walworth County
FEMA National Risk Index hazard ratings for Walworth County
HazardFEMA ratingScore (0-100)
HailRelatively High94.8
TornadoRelatively Moderate88.2
River floodingRelatively Moderate73.2
Winter weatherRelatively Low53.5
EarthquakeVery Low52.1
WildfireVery Low25.3
HurricaneVery Low12.6

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. FEMA does not model coastal flooding for this county, which is not the same as zero risk. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Walworth County

Vacation-home share
16.1%
Wisconsin statewide: 6.5%
Homes with 4+ bedrooms
23.9%
Wisconsin statewide: 19.8%
Jobs in tourism industries
11.5%
Wisconsin statewide: 7.8%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Lake Geneva pin

Amenity score
62
of 100, relative to the other tracked markets
Restaurants, cafes and bars
80
Attractions
14
Outdoor features
183
Hotels, motels and resorts
22
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Lake Geneva's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Wisconsin, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Lake Geneva on the map

Open Lake Geneva on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Lake Geneva STR questions, answered from the data

Is Airbnb legal in Lake Geneva?

STR HUB rates Lake Geneva's short-term rental rules 4/5 (Strict) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Lake Geneva?

The typical 4-bedroom home in Walworth County is valued at $561,923 (Zillow Home Value Index), and the typical home of any size at $411,444, with all-home values up 4.4% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Lake Geneva?

2 demand drivers sit within 50 miles of Lake Geneva: Summerfest (555,925 published attendance) and Chicago Bears new stadium (Arlington Heights / Hammond IN). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Lake Geneva?

FEMA's National Risk Index rates Walworth County "Relatively Low" overall, with a score of 74.8 out of 100 (a national percentile). The highest-scoring hazards we track there are hail and tornado. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Lake Geneva?

5 of 12 months have an average high between 60°F and 88°F (May, June, July, August and September). Ski-plus-summer climate: at least three months bring six inches or more of snowfall, and May to September is comfortable. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Walworth County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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