Market report

Savannah, GA short-term rental market report (2026)

Chatham County, Georgia. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

59/100 Opportunity Score#49of 88 tracked markets by annual revenue
  • RulesLight-touch (2/5)
  • Average revenue$58K a year
  • 4-BR typical value$412K
  • Gross yield14.1%
  • FEMA riskRelatively High
  • Demand drivers within 50 mi2
Data as of September 21, 2026 County figures: Chatham County

Everything STR HUB holds on Savannah, GA in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated.

Can you operate in Savannah?

2/5 Light-touch

Savannah's short-term rental rules rate 2 out of 5 (Light-touch), on a scale from 1 (relaxed) to 5 (very strict). This rating was set by STR HUB's regulation research and has been reviewed by a person.

What the rating rests on: STR-friendly and fast-growing. Business license and city registration required.

Short-term rental rules on file for Savannah, GA
RuleWhat we hold on file
Permit or licenceSTVR Certificate required
Occupancy limit2 per bedroom + 2
Minimum stayMinimum 1 night
ZoningResidential cap by zone
Lodging and sales taxes7% hotel/motel tax
PenaltiesUp to $1,000/day

Operating restrictions on file

  • STVR certificates capped in historic district
  • Must have local property manager
  • Annual renewal and inspection

Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

Tax Rate Stability: The 8% hotel-motel tax rate (increased in 2023) remains in effect

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

Revenue

Average annual revenue
$58,000
Georgia tracked-market median: $57K
Average nightly rate
$235
Georgia median: $235
Occupancy
68%
Georgia median: 64%
National revenue rank
#49
of 88 tracked markets with revenue data

Gross market averages from STR HUB market analytics, the same figures shown on the market page. They are before cleaning, management, utilities, taxes and financing, and an individual property can earn more or less.

Home values in Chatham County

Typical 4-bedroom home
$412,252
Georgia statewide: $417K
Typical home, all sizes
$335,273
Georgia statewide: $331K
One-year change, all homes
-3.2%
Georgia statewide: -0.5%

Zillow Home Value Index: county-wide typical values for Chatham County, not list prices. A specific property can sit well above or below them.

Gross yield

14.1%
$58,000 ÷ $412,252 = 14.1%Average annual revenue divided by the county's typical 4-bedroom home value. The median across tracked Georgia markets with revenue data is 10.8%.

Gross yield is before every operating cost and before financing. It is a screening ratio, not a cash-on-cash return.

What it costs to own

Effective property tax rate
0.94%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$3,888
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$3,162
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$382
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Cooling
score 32 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

2 demand drivers sit within 50 miles of Savannah. Ordered by published attendance. Attendance appears only where a source publishes it.

Attractions

  • Hilton Head Island
    boardwalk beach town · Hilton Head Island, SC · 21 mi from Savannah
    When
    March to October; peaks in summer and around the RBC Heritage golf tournament in April.
    Attendance
    2,500,000 (Wikipedia (Hilton Head Island): "a popular vacation destination for 2.5 million visitors each year" — stated without a citation or year.)
    STR angle
    A planned resort island of gated "plantation" communities, golf and wide beaches, with a long-established villa and condo rental market. The town requires an STR permit; individual communities add their own rules and fees.

Landmarks

  • Savannah Historic District
    historic district · Savannah, GA · 0 mi from Savannah
    When
    Year-round; spring is the peak (St. Patrick's Day and azalea season), with a second run in fall.
    STR angle
    The squares and house museums draw couples, bachelorette groups and tour coaches for two- to three-night stays with little off-season. Savannah caps non-owner-occupied rentals by ward in the historic district, so existing certificates carry value and Tybee Island is the usual alternative.

When they come

Year-round climate: at least nine months of the year have an average high between 60°F and 88°F. 10 of 12 months have an average high between 60°F and 88°F. Warmest month: July (average high 90°F). Coldest: January (average low 44°F).

  1. Jan62°44°Comfortable
  2. Feb67°49°Comfortable
  3. Mar72°53°Comfortable
  4. Apr76°57°Comfortable
  5. May83°65°Comfortable
  6. Jun87°71°Comfortable
  7. Jul90°75°Hot
  8. Aug88°74°Hot
  9. Sep85°69°Comfortable
  10. Oct78°62°Comfortable
  11. Nov68°51°Comfortable
  12. Dec64°47°Comfortable
Monthly climate normals for Savannah, GA
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)626772768387908885786864
Average low (°F)444953576571757469625147
Precipitation (in)2.93.43.93.82.76.36.17.15.43.33.84.5
Sunshine (hours a day)7.77.49.110.711.410.711.310.610.09.37.87.2

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
5.3 million
roughly a 2.5 to 3 hour drive
People within 300 miles
36.6 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Savannah, GA
CountyPopulation
Duval County, FL995,708
Richland County, SC416,161
Charleston County, SC409,840

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively High
overall rating for Chatham County
Risk score
97.4
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Hurricane, Coastal flooding
of the hazards we track for Chatham County
FEMA National Risk Index hazard ratings for Chatham County
HazardFEMA ratingScore (0-100)
HurricaneVery High99.4
Coastal floodingVery High96.0
EarthquakeRelatively Moderate94.4
WildfireRelatively Moderate92.4
River floodingRelatively Moderate90.8
TornadoRelatively Moderate77.4
HailRelatively Low69.1
Winter weatherRelatively Moderate67.9

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Chatham County

Vacation-home share
2.5%
Georgia statewide: 1.9%
Homes with 4+ bedrooms
18.0%
Georgia statewide: 27.8%
Jobs in tourism industries
13.3%
Georgia statewide: 8.8%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Savannah pin

Amenity score
77
of 100, relative to the other tracked markets
Restaurants, cafes and bars
334
Attractions
46
Outdoor features
210
Hotels, motels and resorts
105
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Savannah's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Georgia, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Savannah on the map

Open Savannah on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Savannah STR questions, answered from the data

Is Airbnb legal in Savannah?

STR HUB rates Savannah's short-term rental rules 2/5 (Light-touch) on a scale from 1 (relaxed) to 5 (very strict). Permit rule on file: STVR Certificate required. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does an Airbnb make in Savannah?

The average short-term rental in Savannah, GA grosses $58,000 a year, on a $235 average nightly rate and 68% occupancy. That ranks #49 of the 88 tracked markets with revenue data. It is a gross market average before cleaning, management, taxes and financing, and an individual property can earn more or less.

How much does a 4-bedroom home cost in Savannah?

The typical 4-bedroom home in Chatham County is valued at $412,252 (Zillow Home Value Index), and the typical home of any size at $335,273, with all-home values down 3.2% over the past year. These are county-wide typical values, not list prices.

What is the gross rental yield in Savannah?

14.1%: average annual short-term rental revenue of $58,000 divided by the county's typical 4-bedroom home value of $412,252. It is before every operating cost and before financing, so treat it as a screening ratio, not a cash-on-cash return.

What brings visitors to Savannah?

2 demand drivers sit within 50 miles of Savannah: Hilton Head Island (2,500,000 published attendance) and Savannah Historic District. Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research.
  • Revenue, nightly rate and occupancy: STR Agent HUB market analytics.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Chatham County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

Buying a short-term rental in Savannah?

Get matched with a Savannah agent who works short-term rentals every day and knows which properties can legally operate.

Get matched with a Savannah STR agent →
Texas Investors

Looking for Texas Real Estate?

Dwellverse Group specializes in matching buyers and sellers with top Texas real estate agents across Austin, Dallas, Houston, San Antonio, and beyond.

Find a Texas Agent