Market report

Kitsap County, WA short-term rental market report (2026)

Kitsap County, Washington. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

45/100 Opportunity Score#74of 88 tracked markets by annual revenue
  • RulesLight-touch (2/5)
  • Average revenue$46K a year
  • 4-BR typical value$663K
  • Gross yield6.9%
  • FEMA riskRelatively Moderate
  • Demand drivers within 50 mi2
Data as of September 21, 2026 County figures: Kitsap County

Everything STR HUB holds on Kitsap County, WA in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated.

Can you operate in Kitsap County?

2/5 Light-touch

Kitsap County's short-term rental rules rate 2 out of 5 (Light-touch), on a scale from 1 (relaxed) to 5 (very strict). This rating was set by STR HUB's regulation research and has been reviewed by a person.

What the rating rests on: No STR-specific code in force — general zoning applies.

Short-term rental rules on file for Kitsap County, WA
RuleWhat we hold on file
JurisdictionKitsap County
Permit or licenceNo STR-specific code in force - conditional-use code adopted then deferred
Lodging and sales taxesState + local sales and lodging taxes; $1M liability insurance required (RCW 64.37)
Status: County is mid-process on a revised ordinance; expect a permit requirement.

Rules for Kitsap County last verified September 20, 2026. Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Tightening. The rules we hold report a recent or pending change.

County is mid-process on a revised ordinance; expect a permit requirement.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

Revenue

Average annual revenue
$46,000
Washington tracked-market median: $46K
Average nightly rate
$200
Washington median: $193
Occupancy
63%
Washington median: 64%
National revenue rank
#74
of 88 tracked markets with revenue data

Gross market averages from STR HUB market analytics, the same figures shown on the market page. They are before cleaning, management, utilities, taxes and financing, and an individual property can earn more or less.

Home values in Kitsap County

Typical 4-bedroom home
$662,612
Washington statewide: $747K
Typical home, all sizes
$580,615
Washington statewide: $592K
One-year change, all homes
+1.2%
Washington statewide: -0.3%

Zillow Home Value Index: county-wide typical values for Kitsap County, not list prices. A specific property can sit well above or below them.

Gross yield

6.9%
$46,000 ÷ $662,612 = 6.9%Average annual revenue divided by the county's typical 4-bedroom home value. The median across tracked Washington markets with revenue data is 5.8%.

Gross yield is before every operating cost and before financing. It is a screening ratio, not a cash-on-cash return.

What it costs to own

Effective property tax rate
0.83%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$5,500
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$4,819
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$187
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 51 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

2 demand drivers sit within 50 miles of Kitsap County. Ordered by published attendance. Attendance appears only where a source publishes it.

Attractions

  • Pike Place Market
    urban district · Seattle, WA · 14 mi from Kitsap County
    When
    Year-round; summer cruise season is the peak.
    Attendance
    20,000,000 (Wikipedia (Pike Place Market): "more than 20 million annual visitors" — stated in the lead without a year.)
    STR angle
    Seattle's most-visited attraction, next to the rebuilt waterfront and the Alaska cruise terminals, so pre- and post-cruise nights are a real segment. Seattle limits operators to a small number of units, which favours individual condo owners in Belltown and downtown.

Parks and public lands

  • Olympic National Park
    national park · Port Angeles, WA · 44 mi from Kitsap County
    When
    Year-round; peaks July, August, September (by recreation-visit volume, 2025).
    Attendance
    3,584,187 (NPS recreation visits, full calendar year 2025)
    STR angle
    Drives a large, geographically spread cabin/lodge market across the Olympic Peninsula from Port Angeles to the rainforest and coast.

When they come

Summer-peak climate: May to September is comfortable and December to February highs average under 45°F. 5 of 12 months have an average high between 60°F and 88°F, and 1 month averages six inches or more of snow. Warmest month: August (average high 75°F). Coldest: February (average low 35°F).

  1. Jan46°38°Cool
  2. Feb44°35°ColdSnow
  3. Mar50°37°Cool
  4. Apr55°41°Cool
  5. May63°47°Comfortable
  6. Jun69°52°Comfortable
  7. Jul74°56°Comfortable
  8. Aug75°58°Comfortable
  9. Sep69°55°Comfortable
  10. Oct58°47°Cool
  11. Nov49°41°Cool
  12. Dec45°38°Cold
Monthly climate normals for Kitsap County, WA
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)464450556369747569584945
Average low (°F)383537414752565855474138
Precipitation (in)8.74.43.13.32.82.70.61.33.34.16.37.9
Snowfall (in)4.07.81.80.70.00.00.00.00.00.01.34.7
Sunshine (hours a day)3.95.37.58.910.011.512.311.29.16.64.73.1

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
8.0 million
roughly a 2.5 to 3 hour drive
People within 300 miles
11.6 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Kitsap County, WA
CountyPopulation
King County, WA2,254,371
Pierce County, WA918,993
Snohomish County, WA828,337

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively Moderate
overall rating for Kitsap County
Risk score
92.3
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Earthquake, Coastal flooding
of the hazards we track for Kitsap County
FEMA National Risk Index hazard ratings for Kitsap County
HazardFEMA ratingScore (0-100)
EarthquakeRelatively High98.7
Coastal floodingRelatively Moderate79.4
River floodingRelatively Moderate79.1
Winter weatherRelatively Low59.2
WildfireVery Low39.9
TornadoVery Low23.7
HailVery Low4.9

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. FEMA does not model hurricane for this county, which is not the same as zero risk. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Kitsap County

Vacation-home share
2.3%
Washington statewide: 2.6%
Homes with 4+ bedrooms
19.4%
Washington statewide: 23.1%
Jobs in tourism industries
9.5%
Washington statewide: 8.6%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Kitsap County pin

Amenity score
84
of 100, relative to the other tracked markets
Restaurants, cafes and bars
340
Attractions
110
Outdoor features
297
Hotels, motels and resorts
41
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Kitsap County's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Washington, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Kitsap County on the map

Open Kitsap County on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Kitsap County STR questions, answered from the data

Is Airbnb legal in Kitsap County?

STR HUB rates Kitsap County's short-term rental rules 2/5 (Light-touch) on a scale from 1 (relaxed) to 5 (very strict). Permit rule on file: No STR-specific code in force - conditional-use code adopted then deferred. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does an Airbnb make in Kitsap County?

The average short-term rental in Kitsap County, WA grosses $46,000 a year, on a $200 average nightly rate and 63% occupancy. That ranks #74 of the 88 tracked markets with revenue data. It is a gross market average before cleaning, management, taxes and financing, and an individual property can earn more or less.

How much does a 4-bedroom home cost in Kitsap County?

The typical 4-bedroom home in Kitsap County is valued at $662,612 (Zillow Home Value Index), and the typical home of any size at $580,615, with all-home values up 1.2% over the past year. These are county-wide typical values, not list prices.

What is the gross rental yield in Kitsap County?

6.9%: average annual short-term rental revenue of $46,000 divided by the county's typical 4-bedroom home value of $662,612. It is before every operating cost and before financing, so treat it as a screening ratio, not a cash-on-cash return.

What brings visitors to Kitsap County?

2 demand drivers sit within 50 miles of Kitsap County: Pike Place Market (20,000,000 published attendance) and Olympic National Park (3,584,187 published attendance). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research (official source: kitsap.gov).
  • Revenue, nightly rate and occupancy: STR Agent HUB market analytics.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Park visitation: National Park Service, NPS Visitor Use Statistics.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Kitsap County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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