Market report

Lake Arrowhead, CA short-term rental market report (2026)

San Bernardino County, California. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

41/100 Opportunity Score partial
  • RulesModerate (3/5)
  • 4-BR typical value$669K
  • FEMA riskVery High
  • Demand drivers within 50 mi3
  • People within 300 mi33.9 million
  • ClimateFour-season
Data as of September 21, 2026 County figures: San Bernardino County

Everything STR HUB holds on Lake Arrowhead, CA in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Lake Arrowhead?

3/5 Moderate

Lake Arrowhead's short-term rental rules rate 3 out of 5 (Moderate), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person (evidence confidence: high). Treat it as provisional.

What the rating rests on: no individual or entity (including LLCs and trusts) may hold more than two STR permits.

Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in San Bernardino County

Typical 4-bedroom home
$668,742
California statewide: $926K
Typical home, all sizes
$548,894
California statewide: $764K
One-year change, all homes
+0.6%
California statewide: +0.4%

Zillow Home Value Index: county-wide typical values for San Bernardino County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
0.72%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$4,808
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$3,947
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$421
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 52 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

3 demand drivers sit within 50 miles of Lake Arrowhead. Ordered by published attendance. Attendance appears only where a source publishes it.

Attractions

  • Palm Springs
    resort town · Palm Springs, CA · 47 mi from Lake Arrowhead
    When
    October to May; festival peaks in April (Coachella, Stagecoach) and Modernism Week in February.
    Attendance
    1,600,000 (Wikipedia (Palm Springs, California): 1.6 million visitors in 2011.)
    STR angle
    The mid-century-modern pool house is the archetypal Palm Springs STR, booked by groups from Los Angeles and by snowbirds. The city now caps permits by neighbourhood and limits annual contracts, so many buyers look to neighbouring desert cities with different rules.

Parks and public lands

  • San Bernardino National Forest
    scenic · Big Bear Lake, CA · 13 mi from Lake Arrowhead
    When
    Year-round dual season: summer lake/hiking recreation plus winter skiing at Big Bear.
    STR angle
    Mountain-lake communities within the forest (Big Bear, Lake Arrowhead) are among Southern California's largest cabin-rental destinations, an easy drive from LA.

Outdoor activities

  • Big Bear Mountain Resort (Snow Summit)
    skiing · Big Bear Lake, CA · 17 mi from Lake Arrowhead
    When
    Winter ski season backed by snowmaking; summer lake and bike-park season.
    STR angle
    The ski hill for greater Los Angeles: short drive-up weekend stays by families and groups. Cabins with hot tubs, parking and room for snow play are the local staple, and the lake carries summer.

When they come

Four-season climate: comfortable months are spread across the year without one dominant season. 7 of 12 months have an average high between 60°F and 88°F, and 2 months average six inches or more of snow. Warmest month: August (average high 83°F). Coldest: February (average low 31°F).

  1. Jan49°33°Cool
  2. Feb48°31°CoolSnow
  3. Mar49°33°CoolSnow
  4. Apr60°40°Comfortable
  5. May64°44°Comfortable
  6. Jun75°52°Comfortable
  7. Jul83°61°Comfortable
  8. Aug83°61°Comfortable
  9. Sep77°56°Comfortable
  10. Oct68°47°Comfortable
  11. Nov58°39°Cool
  12. Dec49°34°Cool
Monthly climate normals for Lake Arrowhead, CA
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)494849606475838377685849
Average low (°F)333133404452616156473934
Precipitation (in)4.53.65.11.91.30.20.31.00.90.92.24.7
Snowfall (in)4.510.06.51.00.30.00.00.00.00.03.75.8
Sunshine (hours a day)8.38.89.611.612.713.713.712.711.610.69.47.6

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
22.9 million
roughly a 2.5 to 3 hour drive
People within 300 miles
33.9 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Lake Arrowhead, CA
CountyPopulation
Los Angeles County, CA9,936,690
San Diego County, CA3,289,701
Orange County, CA3,175,227

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Very High
overall rating for San Bernardino County
Risk score
99.8
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Wildfire, River flooding
of the hazards we track for San Bernardino County
FEMA National Risk Index hazard ratings for San Bernardino County
HazardFEMA ratingScore (0-100)
WildfireVery High99.9
EarthquakeVery High99.8
River floodingVery High99.8
HailRelatively Moderate90.9
TornadoRelatively Moderate78.8
Winter weatherRelatively Low48.4
HurricaneNo Rating0.0

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. FEMA does not model coastal flooding for this county, which is not the same as zero risk. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in San Bernardino County

Vacation-home share
5.3%
California statewide: 2.5%
Homes with 4+ bedrooms
26.6%
California statewide: 21.8%
Jobs in tourism industries
9.1%
California statewide: 9.7%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Lake Arrowhead pin

Amenity score
62
of 100, relative to the other tracked markets
Restaurants, cafes and bars
51
Attractions
25
Outdoor features
155
Hotels, motels and resorts
10
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Lake Arrowhead's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from California, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Lake Arrowhead on the map

Open Lake Arrowhead on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Lake Arrowhead STR questions, answered from the data

Is Airbnb legal in Lake Arrowhead?

STR HUB rates Lake Arrowhead's short-term rental rules 3/5 (Moderate) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Lake Arrowhead?

The typical 4-bedroom home in San Bernardino County is valued at $668,742 (Zillow Home Value Index), and the typical home of any size at $548,894, with all-home values up 0.6% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Lake Arrowhead?

3 demand drivers sit within 50 miles of Lake Arrowhead: Palm Springs (1,600,000 published attendance), Big Bear Mountain Resort (Snow Summit) and San Bernardino National Forest. Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Lake Arrowhead?

FEMA's National Risk Index rates San Bernardino County "Very High" overall, with a score of 99.8 out of 100 (a national percentile). The highest-scoring hazards we track there are wildfire and river flooding. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Lake Arrowhead?

7 of 12 months have an average high between 60°F and 88°F (April, May, June, July, August, September and October). Four-season climate: comfortable months are spread across the year without one dominant season. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe San Bernardino County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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