Market report

Folly Beach, SC short-term rental market report (2026)

Charleston County, South Carolina. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

44/100 Opportunity Score partial
  • RulesStrict (4/5)
  • 4-BR typical value$880K
  • FEMA riskRelatively High
  • Demand drivers within 50 mi3
  • People within 300 mi32.2 million
  • ClimateYear-round
Data as of September 21, 2026 County figures: Charleston County

Everything STR HUB holds on Folly Beach, SC in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Folly Beach?

4/5 Strict

Folly Beach's short-term rental rules rate 4 out of 5 (Strict), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person (evidence confidence: high). Treat it as provisional.

What the rating rests on: A 2023 referendum capped investor short-term rentals (ISTR) at 800 citywide.

Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

The cap is full and no new ISTR licenses are projected for the coming license year.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in Charleston County

Typical 4-bedroom home
$880,193
South Carolina statewide: $428K
Typical home, all sizes
$612,976
South Carolina statewide: $306K
One-year change, all homes
+1.3%
South Carolina statewide: +1.0%

Zillow Home Value Index: county-wide typical values for Charleston County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
0.43%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$3,741
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$2,605
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$427
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 45 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

3 demand drivers sit within 50 miles of Folly Beach. Ordered by published attendance. Attendance appears only where a source publishes it.

Outdoor activities

  • Kiawah Island Golf Resort
    golf · Kiawah Island, SC · 8 mi from Folly Beach
    When
    Spring and fall golf peaks; summer family beach season.
    STR angle
    A gated barrier island near Charleston where villas and homes rent through resort and private programs. Golf groups fill spring and fall while beach families take summer, giving a long season.

Landmarks

  • Fort Sumter and Fort Moultrie National Historical Park
    battlefield · Sullivan's Island, SC · 8 mi from Folly Beach
    When
    Year-round; busiest months by 2025 NPS recreation visits were Jul, Apr, Mar.
    Attendance
    814,658 (NPS recreation visits, full calendar year 2025)
    STR angle
    The ferry to Fort Sumter is a standard half-day on a Charleston itinerary and the park gives the area a published, year-round visitor count. Fort Moultrie sits on Sullivan's Island, where rentals are scarce and largely grandfathered, which supports rates on neighbouring Isle of Palms.
  • Charleston Historic District
    historic district · Charleston, SC · 9 mi from Folly Beach
    When
    Year-round; spring (March–May) and fall are the peaks, with summer hot and slower.
    STR angle
    Antebellum streets, house museums, food and weddings make Charleston one of the country's strongest leisure markets, with couples and wedding parties staying three to four nights. The peninsula tightly restricts short-term rentals by zone and owner-occupancy, so most investors look to the beach towns and Mount Pleasant.

When they come

Year-round climate: at least nine months of the year have an average high between 60°F and 88°F. 11 of 12 months have an average high between 60°F and 88°F. Warmest month: July (average high 86°F). Coldest: January (average low 47°F).

  1. Jan59°47°Cool
  2. Feb62°50°Comfortable
  3. Mar66°55°Comfortable
  4. Apr72°60°Comfortable
  5. May78°68°Comfortable
  6. Jun83°73°Comfortable
  7. Jul86°77°Comfortable
  8. Aug85°77°Comfortable
  9. Sep82°72°Comfortable
  10. Oct76°64°Comfortable
  11. Nov66°54°Comfortable
  12. Dec61°49°Comfortable
Monthly climate normals for Folly Beach, SC
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)596266727883868582766661
Average low (°F)475055606873777772645449
Precipitation (in)2.83.43.64.42.85.75.67.37.13.23.35.1
Sunshine (hours a day)7.67.69.011.011.811.311.510.710.29.48.17.4

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
4.8 million
roughly a 2.5 to 3 hour drive
People within 300 miles
32.2 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Folly Beach, SC
CountyPopulation
Richland County, SC416,161
Charleston County, SC409,840
Horry County, SC356,578

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively High
overall rating for Charleston County
Risk score
98.6
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Coastal flooding, Hurricane
of the hazards we track for Charleston County
FEMA National Risk Index hazard ratings for Charleston County
HazardFEMA ratingScore (0-100)
Coastal floodingVery High99.8
HurricaneVery High99.6
EarthquakeRelatively High98.8
WildfireRelatively Moderate93.9
River floodingRelatively Moderate89.9
Winter weatherRelatively Moderate84.2
TornadoRelatively Moderate71.0
HailRelatively Low60.9

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Charleston County

Vacation-home share
5.8%
South Carolina statewide: 4.9%
Homes with 4+ bedrooms
22.4%
South Carolina statewide: 21.7%
Jobs in tourism industries
11.6%
South Carolina statewide: 9.7%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Folly Beach pin

Amenity score
77
of 100, relative to the other tracked markets
Restaurants, cafes and bars
286
Attractions
92
Outdoor features
121
Hotels, motels and resorts
100
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Folly Beach's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from South Carolina, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Folly Beach on the map

Open Folly Beach on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Folly Beach STR questions, answered from the data

Is Airbnb legal in Folly Beach?

STR HUB rates Folly Beach's short-term rental rules 4/5 (Strict) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Folly Beach?

The typical 4-bedroom home in Charleston County is valued at $880,193 (Zillow Home Value Index), and the typical home of any size at $612,976, with all-home values up 1.3% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Folly Beach?

3 demand drivers sit within 50 miles of Folly Beach: Fort Sumter and Fort Moultrie National Historical Park (814,658 published attendance), Charleston Historic District and Kiawah Island Golf Resort. Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Folly Beach?

FEMA's National Risk Index rates Charleston County "Relatively High" overall, with a score of 98.6 out of 100 (a national percentile). The highest-scoring hazards we track there are coastal flooding and hurricane. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Folly Beach?

11 of 12 months have an average high between 60°F and 88°F (February, March, April, May, June, July, August, September, October, November and December). Year-round climate: at least nine months of the year have an average high between 60°F and 88°F. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Charleston County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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