Market report

Anna Maria Island, FL short-term rental market report (2026)

Manatee County, Florida. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

38/100 Opportunity Score partial
  • RulesModerate (3/5)
  • 4-BR typical value$543K
  • FEMA riskRelatively High
  • Demand drivers within 50 mi1
  • People within 300 mi22.0 million
  • ClimateYear-round
Data as of September 21, 2026 County figures: Manatee County

Everything STR HUB holds on Anna Maria Island, FL in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Anna Maria Island?

3/5 Moderate

Anna Maria Island's short-term rental rules rate 3 out of 5 (Moderate), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person (evidence confidence: high). Treat it as provisional.

What the rating rests on: City of Anna Maria caps occupancy at two persons per bedroom of 100+ sq ft, plus one per bedroom 70-100 sq ft, up to a maximum of eight occupants per unit.

Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

The City of Anna Maria charges its registration fee per allowed occupant, $93.92 per occupant for the 2024-25 fiscal year following an 11.5% increase.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in Manatee County

Typical 4-bedroom home
$543,106
Florida statewide: $507K
Typical home, all sizes
$407,828
Florida statewide: $375K
One-year change, all homes
-3.4%
Florida statewide: -1.5%

Zillow Home Value Index: county-wide typical values for Manatee County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
0.82%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$4,453
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$3,344
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$283
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Heating
score 66 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

One demand driver sits within 50 miles of Anna Maria Island. Ordered by published attendance. Attendance appears only where a source publishes it.

Events

  • Grapefruit League (MLB Spring Training, Florida)
    rally or fair · Tampa, FL · 34 mi from Anna Maria Island
    When
    February through late March
    STR angle
    A six-week spring event spread across roughly a dozen Florida cities (Tampa, Fort Myers, Sarasota, Clearwater, Port St. Lucie, West Palm Beach, etc.), each getting a localized late-winter STR demand lift.

When they come

Year-round climate: at least nine months of the year have an average high between 60°F and 88°F. 12 of 12 months have an average high between 60°F and 88°F. Warmest month: August (average high 86°F). Coldest: January (average low 59°F).

  1. Jan66°59°Comfortable
  2. Feb68°63°ComfortableEvent
  3. Mar72°67°ComfortableEvent
  4. Apr76°70°Comfortable
  5. May80°74°Comfortable
  6. Jun83°78°Comfortable
  7. Jul85°80°Comfortable
  8. Aug86°80°Comfortable
  9. Sep84°79°Comfortable
  10. Oct81°75°Comfortable
  11. Nov74°68°Comfortable
  12. Dec69°62°Comfortable
Monthly climate normals and event months for Anna Maria Island, FL
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)666872768083858684817469
Average low (°F)596367707478808079756862
Precipitation (in)2.01.51.13.62.25.95.88.16.62.22.83.4
Sunshine (hours a day)9.09.810.711.512.411.211.310.610.210.19.08.4
Event monthNoYesYesNoNoNoNoNoNoNoNoNo

Event months within 50 miles

  • February: Grapefruit League (MLB Spring Training, Florida)
  • March: Grapefruit League (MLB Spring Training, Florida)

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. Event months come from the demand drivers listed above. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
11.6 million
roughly a 2.5 to 3 hour drive
People within 300 miles
22.0 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Anna Maria Island, FL
CountyPopulation
Hillsborough County, FL1,468,560
Orange County, FL1,427,403
Pinellas County, FL959,918

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively High
overall rating for Manatee County
Risk score
97.6
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Hurricane, Coastal flooding
of the hazards we track for Manatee County
FEMA National Risk Index hazard ratings for Manatee County
HazardFEMA ratingScore (0-100)
HurricaneVery High99.3
Coastal floodingVery High98.0
TornadoRelatively High98.0
River floodingRelatively High93.5
WildfireRelatively Moderate90.5
HailRelatively Low49.1
EarthquakeVery Low34.8
Winter weatherNo Rating0.0

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Manatee County

Vacation-home share
13.6%
Florida statewide: 8.5%
Homes with 4+ bedrooms
14.2%
Florida statewide: 17.5%
Jobs in tourism industries
10.8%
Florida statewide: 11.3%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Anna Maria Island pin

Amenity score
58
of 100, relative to the other tracked markets
Restaurants, cafes and bars
64
Attractions
11
Outdoor features
109
Hotels, motels and resorts
16
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Anna Maria Island's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Florida, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Anna Maria Island on the map

Open Anna Maria Island on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Anna Maria Island STR questions, answered from the data

Is Airbnb legal in Anna Maria Island?

STR HUB rates Anna Maria Island's short-term rental rules 3/5 (Moderate) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Anna Maria Island?

The typical 4-bedroom home in Manatee County is valued at $543,106 (Zillow Home Value Index), and the typical home of any size at $407,828, with all-home values down 3.4% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Anna Maria Island?

One demand driver sits within 50 miles of Anna Maria Island: Grapefruit League (MLB Spring Training, Florida). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Anna Maria Island?

FEMA's National Risk Index rates Manatee County "Relatively High" overall, with a score of 97.6 out of 100 (a national percentile). The highest-scoring hazards we track there are hurricane and coastal flooding. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Anna Maria Island?

12 of 12 months have an average high between 60°F and 88°F. Year-round climate: at least nine months of the year have an average high between 60°F and 88°F. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Manatee County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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