Market report

Stonington, CT short-term rental market report (2026)

New London County, Connecticut. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

63/100 Opportunity Score partial
  • RulesRelaxed (1/5)
  • 4-BR typical value$554K
  • FEMA riskRelatively Moderate
  • Demand drivers within 50 mi9
  • People within 300 mi54.3 million
  • ClimateSummer-peak
Data as of September 21, 2026 County figures: New London County

Everything STR HUB holds on Stonington, CT in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated. The Opportunity Score here is partial: it was calculated without revenue data, with the cash-flow component assumed to be below average, so it can understate the market.

Can you operate in Stonington?

1/5 Relaxed

Stonington's short-term rental rules rate 1 out of 5 (Relaxed), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person. Treat it as provisional.

Short-term rental rules on file for Stonington, CT
RuleWhat we hold on file
JurisdictionTown of Stonington, CT (includes the Mystic area); Connecticut state law (PA 24-143) since October 2024 permits, but does not require, towns to adopt STR ordinances.
Permit or licenceNone — no town-level STR permit or license currently exists.
Lodging and sales taxesConnecticut State Room Occupancy Tax of 15% applies to rentals of 30 consecutive days or less; no additional Stonington-specific lodging tax was found.
Status: Legally ambiguous: in 2017 Stonington's Planning & Zoning Commission decided the zoning code would not regulate STRs, and a proposed registration ordinance (which had evolved from an earlier draft requiring owner-occupancy) was rejected 694–342 by voter referendum on March 13, 2023. No new ordinance was confirmed as adopted as of this research, though CT's October 2024 state law (PA 24-143) now gives the town clear legal authority to revisit this if it chooses. Investors should check current status directly with the Town before purchasing.

Rules for Stonington last verified September 20, 2026. Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

Stonington currently has no short-term rental permit, license, or registration requirement at the town level.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

We have not verified revenue figures for this market yet.

Home values in New London County

Typical 4-bedroom home
$553,837
Connecticut statewide: $640K
Typical home, all sizes
$433,146
Connecticut statewide: $451K
One-year change, all homes
+6.8%
Connecticut statewide: +5.0%

Zillow Home Value Index: county-wide typical values for New London County, not list prices. A specific property can sit well above or below them.

What it costs to own

Effective property tax rate
1.81%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$10,036
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$7,849
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$131
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Heating
score 68 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

9 demand drivers sit within 50 miles of Stonington, 1 of them new, planned or one-off (flagged emerging). Ordered by published attendance. Attendance appears only where a source publishes it.

Events

  • Newport Folk Festival
    festival · Newport, RI · 31 mi from Stonington
    When
    Late July, 3 days (Fort Adams State Park)
    STR angle
    A guaranteed sellout on a small, capacity-limited peninsula venue that pushes STR demand across the whole Newport/Aquidneck Island market for its July weekend.
  • Newport Jazz Festival
    festival · Newport, RI · 33 mi from Stonington
    When
    Late July/early August, multi-day (Fort Adams State Park)
    STR angle
    Runs back-to-back with Newport Folk most years at the same venue, effectively doubling Newport's peak-season STR demand window.

Attractions

  • Block Island
    island destination · New Shoreham, RI · 21 mi from Stonington
    When
    Late June to Labor Day.
    STR angle
    A small ferry-access island with very limited hotel stock, so summer houses carry most visitor nights. The season is short and supply is tightly constrained by conservation land.
  • Foxwoods Resort Casino
    casino resort · Mashantucket (Ledyard), CT · 10 mi from Stonington
    When
    Year-round; weekends and concert nights.
    STR angle
    One of the largest casino resorts in North America, with arenas and a Great Wolf Lodge on the same reservation. Mohegan Sun, a second tribal casino resort with a 10,000-seat arena, is about ten miles away, so the two together make south-eastern Connecticut a year-round weekend market. On-site hotels absorb most demand; nearby houses pick up event overflow and larger groups.
  • Great Wolf Lodge - Mashantucket emerging: newly opened
    waterpark resort · Mashantucket, CT · 10 mi from Stonington
    When
    Year-round
    STR angle
    Indoor waterpark resort pulls New England/NYC-metro family weekend traffic; complements rather than competes with the STR market since Great Wolf itself is the lodging.
  • The Hamptons & Montauk
    boardwalk beach town · Southampton / East Hampton, NY · 44 mi from Stonington
    When
    Memorial Day to Labor Day; July and August peak.
    STR angle
    A high-priced summer-house market where whole-season and monthly rentals are the tradition. Several East End towns require rental permits and set minimum stays (two weeks in places), so check the town code before underwriting nightly income.

Outdoor activities

  • Narragansett
    surfing · Narragansett, RI · 24 mi from Stonington
    When
    Summer resort season; surf peaks with late-summer and fall southerly swells.
    STR angle
    Summer weekly rentals are the norm, and University of Rhode Island students fill houses September to May, giving owners an unusual off-season option. Homes near Town Beach or Point Judith fit best.

Landmarks

  • Newport Mansions (The Breakers, Marble House, The Elms)
    historic mansion · Newport, RI · 33 mi from Stonington
    When
    Year-round; summer is the peak, with a second bump for Christmas at the mansions.
    Attendance
    450,000 (The Breakers only: Wikipedia (citing U.S. News, 2017) says it was Rhode Island's most-visited attraction with approximately 450,000 visitors annually. Society-wide admissions across all properties are higher, but no figure appears on the Preservation Society's About page.)
    STR angle
    The mansions give Newport a reason to visit outside beach weather, which lengthens the rental season into spring, fall and December. Guests are couples and wedding parties staying two to three nights; Newport regulates short-term rentals closely, so check zoning before buying.
  • Mystic Seaport Museum
    living history · Mystic, CT · 3 mi from Stonington
    When
    Year-round; summer is the peak.
    Attendance
    250,000 (Wikipedia infobox: 250,000 visitors (2023); the article text says about 250,000 visitors each year as of 2016.)
    STR angle
    A family maritime-history stop that pairs with the aquarium, the shoreline and the nearby casinos, giving Mystic a long summer season and decent shoulder weekends. Two- to three-bedroom houses within walking distance of the drawbridge are what visiting families look for.

When they come

Summer-peak climate: May to September is comfortable and December to February highs average under 45°F. 6 of 12 months have an average high between 60°F and 88°F, and 1 month averages six inches or more of snow. Warmest month: July (average high 79°F). Coldest: January (average low 27°F).

  1. Jan40°27°Cold
  2. Feb41°27°ColdSnow
  3. Mar47°32°Cool
  4. Apr55°41°Cool
  5. May64°49°Comfortable
  6. Jun72°59°Comfortable
  7. Jul79°67°ComfortableEvent
  8. Aug79°66°ComfortableEvent
  9. Sep72°60°Comfortable
  10. Oct63°51°Comfortable
  11. Nov53°38°Cool
  12. Dec45°32°Cold
Monthly climate normals and event months for Stonington, CT
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)404147556472797972635345
Average low (°F)272732414959676660513832
Precipitation (in)4.34.14.25.54.94.24.24.25.46.23.66.3
Snowfall (in)5.06.73.50.30.00.00.00.00.00.30.14.6
Sunshine (hours a day)6.06.58.68.710.611.411.510.99.57.67.05.6
Event monthNoNoNoNoNoNoYesYesNoNoNoNo

Event months within 50 miles

  • July: Newport Folk Festival and Newport Jazz Festival
  • August: Newport Jazz Festival

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. Event months come from the demand drivers listed above. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
33.3 million
roughly a 2.5 to 3 hour drive
People within 300 miles
54.3 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Stonington, CT
CountyPopulation
Kings County, NY2,679,620
Queens County, NY2,360,826
New York County, NY1,645,867

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively Moderate
overall rating for New London County
Risk score
88.6
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Hurricane, River flooding
of the hazards we track for New London County
FEMA National Risk Index hazard ratings for New London County
HazardFEMA ratingScore (0-100)
HurricaneRelatively High94.7
River floodingRelatively Moderate91.8
EarthquakeRelatively Low80.9
Winter weatherRelatively Moderate76.8
Coastal floodingRelatively Moderate71.2
TornadoRelatively Low53.1
HailRelatively Low45.2
WildfireVery Low39.4

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in New London County

Vacation-home share
2.6%
Connecticut statewide: 1.8%
Homes with 4+ bedrooms
19.9%
Connecticut statewide: 21.9%
Jobs in tourism industries
13.5%
Connecticut statewide: 8.1%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Stonington pin

Amenity score
76
of 100, relative to the other tracked markets
Restaurants, cafes and bars
156
Attractions
39
Outdoor features
451
Hotels, motels and resorts
38
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Stonington's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Connecticut, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Stonington on the map

Open Stonington on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Stonington STR questions, answered from the data

Is Airbnb legal in Stonington?

STR HUB rates Stonington's short-term rental rules 1/5 (Relaxed) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Permit rule on file: None — no town-level STR permit or license currently exists. Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does a 4-bedroom home cost in Stonington?

The typical 4-bedroom home in New London County is valued at $553,837 (Zillow Home Value Index), and the typical home of any size at $433,146, with all-home values up 6.8% over the past year. These are county-wide typical values, not list prices.

What brings visitors to Stonington?

9 demand drivers sit within 50 miles of Stonington, including Newport Mansions (The Breakers, Marble House, The Elms) (450,000 published attendance), Mystic Seaport Museum (250,000 published attendance) and Block Island. Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

What natural hazards affect Stonington?

FEMA's National Risk Index rates New London County "Relatively Moderate" overall, with a score of 88.6 out of 100 (a national percentile). The highest-scoring hazards we track there are hurricane and river flooding. It is a county-wide index, not an insurance quote or a flood-zone determination.

When is the weather best in Stonington?

6 of 12 months have an average high between 60°F and 88°F (May, June, July, August, September and October). Summer-peak climate: May to September is comfortable and December to February highs average under 45°F. These are 2019-2023 climate normals, not booking data.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research (official source: theday.com).
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe New London County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

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