Market report

Lake Havasu City, AZ short-term rental market report (2026)

Mohave County, Arizona. Rules, revenue, home values, demand, climate, reach and risk, each figure with its source.

46/100 Opportunity Score#53of 88 tracked markets by annual revenue
  • RulesLight-touch (2/5)
  • Average revenue$56K a year
  • 4-BR typical value$459K
  • Gross yield12.2%
  • FEMA riskRelatively High
  • Demand drivers within 50 mi1
Data as of September 21, 2026 County figures: Mohave County

Everything STR HUB holds on Lake Havasu City, AZ in one place, in the order an investor needs it: whether you can operate, what the numbers are, why and when people come, who can reach it, and what could go wrong.

Every figure comes from a named dataset listed under Sources and method, dated September 21, 2026. Where we do not hold a figure, that part of the report is left out rather than estimated.

Can you operate in Lake Havasu City?

2/5 Light-touch

Lake Havasu City's short-term rental rules rate 2 out of 5 (Light-touch), on a scale from 1 (relaxed) to 5 (very strict). This rating was derived from the regulation text we hold and has not yet been reviewed by a person (evidence confidence: high). Treat it as provisional.

What the rating rests on: What Lake Havasu City can do — and does — is require registration or licensing, collect lodging taxes and enforce nuisance rules.

Short-term rental rules on file for Lake Havasu City, AZ
RuleWhat we hold on file
JurisdictionLake Havasu City
Permit or licenceVacation Rental Permit (City Code Ch. 5.20)
Permit fee$250/yr per property
Cap on rentalsNone - caps barred by state law (A.R.S. 9-500.39)
Lodging and sales taxesState TPT + county + city lodging tax; TPT licence must list each address
PenaltiesUp to $500 / $1,000 / $3,500 (or 1/2/3 nights rent) per verified violation

Rules for Lake Havasu City last verified September 20, 2026. Rules change, and a city rating does not cover HOA or deed restrictions. Confirm current requirements with the jurisdiction before you buy or list.

Which way the rules are moving

Stable. The rules we hold report no recent or pending change.

Classified from the regulation text we publish; a direction is only kept when the sentence it rests on appears word for word in that text.

The numbers

Revenue

Average annual revenue
$56,000
Arizona tracked-market median: $50K
Average nightly rate
$265
Arizona median: $210
Occupancy
58%
Arizona median: 68%
National revenue rank
#53
of 88 tracked markets with revenue data

Gross market averages from STR HUB market analytics, the same figures shown on the market page. They are before cleaning, management, utilities, taxes and financing, and an individual property can earn more or less.

Home values in Mohave County

Typical 4-bedroom home
$458,833
Arizona statewide: $506K
Typical home, all sizes
$350,952
Arizona statewide: $418K
One-year change, all homes
+2.2%
Arizona statewide: -1.1%

Zillow Home Value Index: county-wide typical values for Mohave County, not list prices. A specific property can sit well above or below them.

Gross yield

12.2%
$56,000 ÷ $458,833 = 12.2%Average annual revenue divided by the county's typical 4-bedroom home value. The median across tracked Arizona markets with revenue data is 9.1%.

Gross yield is before every operating cost and before financing. It is a screening ratio, not a cash-on-cash return.

What it costs to own

Effective property tax rate
0.51%
county median taxes paid divided by median home value, owner-occupied homes
Estimated annual tax, typical 4BR
$2,349
county effective rate times the typical 4-bedroom value; not a bill
Estimated annual tax, typical home
$1,797
county effective rate times the typical home value; not a bill
Expected annual hazard loss
$166
per $100,000 of building value (FEMA, county average); not an insurance premium

Screening figures, not a bill or a quote. The tax rate is a county-wide median for owner-occupied homes (U.S. Census Bureau, ACS 2018-2022); second homes and rentals are often taxed more heavily, and a purchase usually resets the assessed value. Expected annual loss is from the FEMA National Risk Index.

Housing market momentum

Momentum
Steady
score 59 of 100, relative to the other tracked markets

County-level, for-sale housing market: it says nothing directly about STR bookings. A relative ranking among tracked markets, not a forecast. Sources: Realtor.com Economic Research, U.S. Census Bureau, Zillow Home Value Index.

Why people come

One demand driver sits within 50 miles of Lake Havasu City. Ordered by published attendance. Attendance appears only where a source publishes it.

Outdoor activities

  • Lake Havasu
    boating lake · Lake Havasu City, AZ · 1 mi from Lake Havasu City
    When
    Boating from spring through fall; winter brings snowbirds and events.
    Attendance
    1,000,000 (Wikipedia says recreational fishing and boating bring in about a million visitors a year; no year is given.)
    STR angle
    A party-boat and performance-boat destination for Southern California, Phoenix and Las Vegas, with a snowbird winter. Houses with RV or boat garages, pools and parking for trailers are the signature product.

When they come

Winter-sun climate: at least three comfortable months fall between November and March, and summer highs top 95°F, so winter is the pleasant season. 7 of 12 months have an average high between 60°F and 88°F. Warmest month: July (average high 109°F). Coldest: January (average low 45°F).

  1. Jan63°45°Comfortable
  2. Feb67°47°Comfortable
  3. Mar74°53°Comfortable
  4. Apr87°63°Comfortable
  5. May93°71°Hot
  6. Jun104°80°Hot
  7. Jul109°88°Hot
  8. Aug108°87°Hot
  9. Sep100°79°Hot
  10. Oct87°65°Comfortable
  11. Nov74°53°Comfortable
  12. Dec63°45°Comfortable
Monthly climate normals for Lake Havasu City, AZ
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Average high (°F)6367748793104109108100877463
Average low (°F)454753637180888779655345
Precipitation (in)0.80.41.20.00.00.00.30.40.30.10.50.6
Snowfall (in)0.00.00.10.00.00.00.00.00.00.00.00.0
Sunshine (hours a day)8.99.710.612.412.913.513.012.511.510.79.58.0

This is climate and events, not booking data. Monthly normals are 2019-2023 averages from the Open-Meteo Historical Weather API (ERA5 reanalysis) at the market pin. We do not hold monthly occupancy or rate data for this market.

Who can reach it

People within 150 miles
12.2 million
roughly a 2.5 to 3 hour drive
People within 300 miles
33.1 million
roughly a 5 hour drive

Largest counties within 150 miles

Largest counties by population within 150 miles of Lake Havasu City, AZ
CountyPopulation
Maricopa County, AZ4,430,871
Riverside County, CA2,429,487
Clark County, NV2,265,926

County populations (U.S. Census Bureau, ACS 2018-2022) summed for every county whose centre lies within each straight-line radius. Straight lines are shorter than roads, so read these as generous upper bounds, not drive-time counts.

What could go wrong

FEMA National Risk Index
Relatively High
overall rating for Mohave County
Risk score
94.8
of 100, a national percentile: higher means more risk than more U.S. counties
Highest-scoring hazards
Wildfire, River flooding
of the hazards we track for Mohave County
FEMA National Risk Index hazard ratings for Mohave County
HazardFEMA ratingScore (0-100)
WildfireRelatively High98.8
River floodingRelatively High97.1
Winter weatherRelatively High91.4
EarthquakeRelatively Low87.1
HailRelatively Low51.1
TornadoVery Low3.3
HurricaneNo Rating0.0

This is a county-level index, not an insurance quote or a flood-zone determination. A coastal or wildfire-fringe rental can carry far more exposure than its county average suggests. FEMA does not model coastal flooding for this county, which is not the same as zero risk. Get property-level flood, wind and wildfire quotes before you buy.

Market context

Housing and jobs in Mohave County

Vacation-home share
14.1%
Arizona statewide: 5.9%
Homes with 4+ bedrooms
10.0%
Arizona statewide: 23.1%
Jobs in tourism industries
15.1%
Arizona statewide: 9.9%

U.S. Census Bureau, American Community Survey 2018-2022. Vacation-home share is housing units held for seasonal, recreational or occasional use. All three describe the whole county, not one town or neighbourhood.

What is within 15 km of the Lake Havasu City pin

Amenity score
44
of 100, relative to the other tracked markets
Restaurants, cafes and bars
40
Attractions
2
Outdoor features
47
Hotels, motels and resorts
23
competing lodging, not counted in the amenity score

Counts of features mapped in OpenStreetMap within 15 km of the market pin. A fixed radius favours dense metros, and map coverage varies by area.

Similar markets

The 4 tracked markets whose numbers sit closest to Lake Havasu City's. Each links to its own report.

Closest by normalised distance across the figures both markets hold (typical 4BR value, revenue, occupancy, regulation rating, vacation-home share, tourism job share, 4+ bedroom share, amenity score, population within 300 miles, comfortable months and FEMA risk score). At most 2 of the 4 come from Arizona, so the list is not just the neighbours. Similar numbers do not mean similar rules: check each market's regulation section.

See Lake Havasu City on the map

Open Lake Havasu City on the National STR Map to see it against its neighbours, switch overlays and run the deal calculator on your own assumptions.

Lake Havasu City STR questions, answered from the data

Is Airbnb legal in Lake Havasu City?

STR HUB rates Lake Havasu City's short-term rental rules 2/5 (Light-touch) on a scale from 1 (relaxed) to 5 (very strict). That rating was derived from the regulation text we hold and has not yet been reviewed by a person. Permit rule on file: Vacation Rental Permit (City Code Ch. 5.20) Cap on file: None - caps barred by state law (A.R.S. 9-500.39) Rules change, so confirm current requirements with the local jurisdiction before you buy or list.

How much does an Airbnb make in Lake Havasu City?

The average short-term rental in Lake Havasu City, AZ grosses $56,000 a year, on a $265 average nightly rate and 58% occupancy. That ranks #53 of the 88 tracked markets with revenue data. It is a gross market average before cleaning, management, taxes and financing, and an individual property can earn more or less.

How much does a 4-bedroom home cost in Lake Havasu City?

The typical 4-bedroom home in Mohave County is valued at $458,833 (Zillow Home Value Index), and the typical home of any size at $350,952, with all-home values up 2.2% over the past year. These are county-wide typical values, not list prices.

What is the gross rental yield in Lake Havasu City?

12.2%: average annual short-term rental revenue of $56,000 divided by the county's typical 4-bedroom home value of $458,833. It is before every operating cost and before financing, so treat it as a screening ratio, not a cash-on-cash return.

What brings visitors to Lake Havasu City?

One demand driver sits within 50 miles of Lake Havasu City: Lake Havasu (1,000,000 published attendance). Attendance is shown only where a source publishes it, and each driver's source is linked in the report.

Sources and method

  • Regulation summary and strictness rating: STR Agent HUB regulation research (official source: lhcaz.gov).
  • Revenue, nightly rate and occupancy: STR Agent HUB market analytics.
  • Home values: Zillow Home Value Index (ZHVI), county level. Data provided by Zillow Group.
  • Housing, employment and population figures: U.S. Census Bureau, American Community Survey (ACS) 5-year estimates, 2018-2022.
  • Natural hazard risk: FEMA National Risk Index, county level.
  • Amenity counts: © OpenStreetMap contributors.
  • Climate normals: Open-Meteo Historical Weather API (CC BY 4.0), 2019-2023 averages.
  • Demand drivers: each entry links its own published source in the list above.

Figures come from the STR HUB national dataset dated September 21, 2026 and this page is regenerated whenever that dataset is rebuilt. County-level figures describe Mohave County as a whole, not one street or neighbourhood. The Opportunity Score (0-100) is a screening heuristic that weighs revenue (35%), regulatory climate (25%), tourism employment (15%), nearby amenities (15%) and large-home supply (10%) relative to the other tracked markets.

Confirm before you act. Short-term rental rules change. Confirm current requirements with the jurisdiction, and work with a licensed local agent who knows which properties can legally operate. This report is screening data, not investment, legal or tax advice.

Buying a short-term rental in Lake Havasu City?

Get matched with a Lake Havasu City agent who works short-term rentals every day and knows which properties can legally operate.

Get matched with a Lake Havasu City STR agent →
Texas Investors

Looking for Texas Real Estate?

Dwellverse Group specializes in matching buyers and sellers with top Texas real estate agents across Austin, Dallas, Houston, San Antonio, and beyond.

Find a Texas Agent